Balance Sheet

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In the lower right corner, you can see the Balance Sheet. It showcases:

Cash

The amount of money you have at your disposal right here, right now. It's reasonable to have some savings and not to spend your last money. At the same time, with too much cash on hand, your character will be more tempted to spend it.

Income

Direct cash flow into your wallet:

• Your salary: move up the career ladder to increase your pay.
• Business income: grow and optimize your business
• Rent: depends on the real estate market. Improve your property's quality, and you will increase the amount of money you get from rent.
• Bank Deposits: small but steady income.
• Royalties: income from your intellectual property being sold and/or used.

Expenses

Cash outflow:

• Consumer basket: costs increase as your income grows! It cannot be less than ₮3.500 per month. Having a family also increases the amount of money spent on consumer goods and services.
• Bad habits: better get rid of them ASAP!
• Tuition fees.
• Car: the main appeal is that it saves your time.
• Routine expenses: anything from cable TV to a snowmobile to a magazine subscription to your beloved Bulldog.
• Credit card bills, loans, and mortgage payments: the sooner you pay off your debts, the better.

Cash Flow

Income minus Expenses = Cash Flow No matter how much you make, if you spend more – you have a problem!

Assets

Assets generate income:

• Business; its market value
• Real estate; its market value (the purchase price and the current market price).
• Stocks and precious metals; their market value (the purchase price and the current market price).
• Art & antiquities investments
• Bank Deposits

Liabilities

Liabilities generate expenses:

• Cars; their cost & maintenance.
• Routine expenses and impulse purchases; their cost.
• Your loans, bank credits, and mortgage (the remaining amount you need to pay off).
• Stocks, if you have short positions.

Time Flow

When it comes to working hours, everyone has their own limits. You can't work non-stop. Initially, the Player has 225 hours per week to themselves.

7-8 hours a day * 30 days in one month = 225 working hours

Free time is an important aspect that shows how much free time per month do you have, and, subsequently, spend on a new business or your education.

Time Assets

What saves you time:

• A car
• A personal assistant, driver, babysitter, managing director for your business
• Time-management techniques you’ve learned
• Gadgets

Time Liabilities

What takes up your time:

• Family
• Bad habits: better get rid of them
• Business: sometimes it takes up little to no time, but sometimes it takes up all of it!
• Employment: highly time-sensitive!
• Real estate: doesn’t require much time
• Routine: time spent on daily tasks throughout the month

Hourly Rate

Your hourly rate is your monthly income divided by the number of hours in a month. The hourly rate is an indicator of your productivity, the higher it is, the better.

Age

Shows your character’s age. You will retire at the age of 65, and the game will end. Your goal is to win the game before you retire. You can still play on retirement, but you won't be able to win.

With each passing year, you inevitably have less and less energy at your disposal. The amount of free time your character has per month decreases accordingly – and as your character grows older, this process speeds up.

• Under 25: no penalty
• 25 to 35: -1 hour per year. Total: -10 hours by the age of 35.
• 35 to 45: -2 hours per year. Total: -30 hours by the age of 45.
• 45 to 55: -3 hours per year. Total: -60 hours by the age of 55.
• 55 to 65: -4 hours per year. Total: -100 hours by the age of 65.
• 65 to 75: -5 hours per year. Total: -150 hours by the age of 75.
• 75 to 85: -6 hours per year. Total: -210 hours by the age of 85.
• 85 to 95: -8 hours per year. Total: -290 hours by the age of 95.
• 95 to 100: -10 hours per year. Total: -340 hours by the age of 100.

The character cannot be older than 100 years old. You can keep playing, but the age won't be increasing.

Also, with age, the movement distance of the character gets longer. The longer the move, the fewer events per year you can have.

• Under 30: 1 to 6. On average 27 turns per year.
• 30 to 35: от 1 до 7. On average 24 turns per year.
• 35 to 40: от 2 до 7. On average 21 turns per year.
• 40 to 45: от 2 до 8. On average 19 turns per year.
• 45 to 50: от 3 до 8. On average 17 turns per year.
• 50 to 55: от 3 до 9. On average 16 turns per year.
• 55 to 65: от 4 до 9. On average 14 turns per year.
• Above 65: от 5 до 10. On average 13 turns per year.

As you see, by the age of 50, the character gets 1.5 times fewer events than at the age of 30.

Game basics	Overview * The Goal * Characters * Balance Sheet * Filing the Balance * Making Money * Bankruptcy * Mood
Cards and squares	Opportunity * News * Education * Routine * Major Event * Day Off * New Month
Making Money	Employment * Business * Real Estate * Securities * MLM * Art Investment * Royalties
Tools	Bank * Auction * Stocks
About	Multiplayer (in progress) * Community * Techsupport * Buy Game